Our Products

HO-4

Tenant Homeowners (HO-4)

Currently available in Alabama, California, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, Utah, and Virginia.

  • Available for individuals who do not own the home/unit they live in but still want contents and liability coverages
  • Coverage Highlights
* Subject to policy terms, definitions, conditions, limitations and exclusions.
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HO-6

Condo Unit Owner (HO-6)

Currently available in Alabama, California, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, Utah, and Virginia.

  • Condominium or Co-Op Unit Owners
  • Owner or Tenant Occupied
  • Short term rental is acceptable
* Subject to policy terms, definitions, conditions, limitations and exclusions.
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Homeowner Wrap

Specialty à la Carte Homeowners Coverages™

Currently available in Alabama, California, Colorado, Florida, Georgia, Tennessee, Texas, Utah, and Virginia.

Specialty à la Carte Homeowners Coverages™ policy includes options for coverages to supplement the any homeowners or dwelling policy. You may select one or multiple coverages which will be packaged on one policy. Coverage options include:

  • Scheduled Personal Articles Floater
  • 1-4 Family Dwelling Liability, Individually Owned
  • 1-4 Family Dwelling Liability, Trust/LLC/Corp. Owned
  • Excess Personal Liability
  • Animal Liability
  • Home Business Insurance Coverage
  • Loss Assessment Coverage
  • Limited Dock Owners Liability
  • RV Pad Liability Coverage
  • Co-Op Owner Liability - Individually Owned
  • Co-Op Owner Liability – LLC, Trust, Corp Owned
  • Pool Enclosures & Other Structures (x-wind)
  • Personal Injury Liability
  • Incidental Farming Liability
  • Credit Card/EFT Card/Forgery/Counterfeit Money Coverage
  • Fungi, Wet or Dry Rot, or Bacteria Property Coverage
  • Water Backup and Sump Discharge/Overflow
  • Vacant Land
  • Solar Panel 1-4 Family Dwelling Liability
  • Electric Vehicle Charging Station 1-4 Family Dwelling Liability
  • Limited Water Coverage
* Subject to policy terms, definitions, conditions, limitations and exclusions.
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USLI Personal Lines

USLI Personal Lines

  • Dwelling Fire (DP-1 and DP-3)
  • Comprehensive Personal Liability
  • Condo/Renters
  • Excess Comprehensive Personal Liability
  • Excess Personal Umbrella
  • Home Based Business
  • Personal Umbrella
  • Vacant Land (Personal)
* Subject to policy terms, definitions, conditions, limitations and exclusions.
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Small Business Solutions

SMALL BUSINESS SOLUTION PRODUCTS

Our Small Business Solutions commercial links provide access to more than 30 real-time quote products for small business risks.

* Subject to policy terms, definitions, conditions, limitations and exclusions.
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HISCOX

HISCOX

This product covers third-party claims arising from bodily injury, as well as the associated medical bills. It also covers liability claims linked to damage of a third party's property and more. Business Equipment covers all your customer's business furniture and equipment at up to five different office locations which includes accidental damage as standard. We also provide the following optional coverages:

  • Office insurance
  • Hired or non-owned vehicle liability insurance
  • Electronic data loss upgrade
  • Commercial crime insurance upgrade
  • Available in all states except: AK, AL, AR, DE, FL, HI, ID, IA, KS, KY, LA, ME, MS, MT, NE, ND, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WV, WY